Think You’re in Control of Your Health Plan? Think Again.

Many “self-funded” employers are still stuck in carrier-controlled models—paying inflated claims with no real visibility. This guide shows you how to fix that.

Being self-funded should mean control, leverage, and the ability to steer your plan. But if you’re still with a big-name ASO like Meritain or UMR, you’re likely overpaying for claims and stuck playing by their rules.

This guide reveals the strategies that real self-funded employers are using to break free from carrier-influenced models and start operating like true plan sponsors.

Inside, you’ll get 20 proven tactics—from vendor swaps to plan design upgrades—that can help you lower claims, improve outcomes, and build a future-proof benefits strategy.

Inside the Guide:

✅ How to spot if you’re actually self-funded—or just think you are
✅ The top 5 vendors that drive hidden costs in your plan
✅ 20 battle-tested cost containment strategies (with tips & pro insights)
✅ How to combine RBP, DPC, and specialty sourcing for maximum savings
✅ What top-performing employers are doing right now to stay ahead

Built for Employers Who:

  • Are self-funded but feel stuck or misled

  • Want to cut claims without harming benefits

  • Are looking for smart, proven strategies—not buzzwords

  

Download the Guide & Start Operating Like a Pro


No sales pitch. Just practical strategies trusted by employers who’ve taken control and cut costs—without cutting corners.

WE TOOK THE BS OUT OF BENEFITS FOR THESE COMPANIES

Take it from our customers

I highly recommend Rich at Benesmart for his dedication to educating our employees about health insurance, providing innovative solutions to control costs, and offering zero-cost benefits for critical healthcare services.

Blake Baumgarte

Partner, BEK Moving

Benesmart's innovative solutions and expertise have allowed us to provide high-quality benefits without sacrificing our financial goals.

Jon Rankin

Principal, Core Properties