Design by Rich Westermayer
A Modern Approach to Health Insurance
Get Smart About Your Benefits - Lower Costs and Improve Quality with Benesmart!
Finding the right benefits for your employees can be frustrating. Most brokers claim to shop the market but only present you with limited options. You're left feeling unsatisfied.
If you’re feeling unsatisfied, consider exploring alternative options that might better fit your needs.
Imagine having access to truly creative and tailored benefit solutions that make you and your employees happy. With the right consultant, you can get the benefits you want and deserve.
At Benesmart, our consultants don't just shop the market, we shape it. We find creative solutions tailored specifically for you, so you and your employees feel satisfied.
Controlled Costs
Efficiently Control Expenses and Maximize Your Coverage Value
Persistently escalating expenses can be overwhelming, making it challenging to manage budgets effectively. When you encounter the same limited
choices during each renewal, it hinders your ability to optimize your resources. It's time for a change – explore innovative solutions that offer cost stability and diverse options with BeneSmart.
TAILORED SOLUTIONS
EMPOWER YOUR WORKFORCE WITH PERSONALIZED BENEFITS
Frustrated by the lack of alternatives and tired of the monotony of choosing between just two or three providers, each offering nearly identical rates and coverage year after year? It's time to break free from this cycle and discover a world of diverse choices that empower you and your workforce with the flexibility
and value you deserve.
TRANSPARENT COVERAGE
INSURANCE BENEFITS MADE SIMPLE, FRIENDLY, AND ACCESSIBLE TO ALL
We recognize that insurance's inherent complexity can be daunting. That's why we're committed to demystifying insurance, transforming it into an accessible and straightforward concept. We believe everyone should have access to understandable and user-friendly insurance benefits.
TESTIMONIALS
I highly recommend Rich at Benesmart for his dedication to educating our employees about health insurance, providing innovative solutions to control costs, and offering zero-cost benefits for critical healthcare services such as mental health care, surgical procedures, lab work, and imaging. If you're looking for a knowledgeable and committed healthcare expert, look no further than Rich at Benesmart!
Blake Baumgarte // Partner & Co-Founder
BEK Moving - St. Louis, MO
Ameristar Jet Charter's transition to Benesmart marked a remarkable shift in our experience with employee benefits. We moved away from a large national brokerage that offered little more than an annual renewal call, and we entered a world of personalized service and genuine care. Benesmart's team not only took the time to understand our company's unique needs but also provided us with comprehensive guidance and proactive support throughout the year. Their attention to detail and dedication to our well-being have made our benefits program feel like a true partnership, and the difference between our previous experience and our current one with Benesmart is truly night and day. We wholeheartedly recommend Benesmart to any organization seeking a trusted ally in enhancing their benefits offerings.
Stacy Muth // Vice President
Ameristar Jet Charters Inc. - Dallas, TX
Pittsburgh Pipe has had an incredible experience working with Benesmart. Their team has not only enhanced our benefit offerings, but also helped us transition to a level funded health plan, resulting in significant cost savings. We were hesitant at first to leave our broker of the last 15 years, but after seeing the results and personalized attention from Benesmart, we couldn't be happier with our decision. They truly prioritize their clients' needs and provide exceptional service every step of the way. We highly recommend Benesmart for any company looking to improve their employee benefits package and save money in the process. The expertise and dedication of the Benesmart team have been invaluable to our organization. Don't hesitate to make the switch - you won't regret it!
Dominic Bergfeld // Human Resources
Pittsburgh Pipe - St. Louis, MO
Seeking Clarity on How to Lower Healthcare Expenses?
Read on to see how we helped these three clients find a path to lower costs.....
CLIENT RESULTS
Case Study: WIB Technologies
Background: WIB Technologies, a Dallas TX based business automation consulting firm, was facing a 29% increase on their fully insured health plan.
Results: A Benesmart consultant took the time to educate the companies CEO on level-funding and we took them through our all-digital technology based underwriting process. Equipped with the right data we were able to reduce their costs by 11% an overall decrease of 40% from where the renewal came in. Saving this small business over $$80,137annually.
Customers served!
$
10000
Saving small business annually.
Case Study: Pittsburgh Pipe
Background: Pittsburgh Pipe, a St. Louis based steel pipe manufacturer has long found themselves on what we like to call the carrier go round. Every few years changing from one major carrier to the other. In 2023 their costs were expected to go up a staggering 32% to $11,146 PEPY (Per employee per year) on their fully insured plan.
Results: After approaching them with the intent to educate on the benefits of moving into a captive self-funded program we found ourselves deep in discussion about the many ways companies are lowering their spend. Not having the claims data we felt was necessary to effectively evaluate the captive model, we collectively landed on a level-funded health plan that took that 32% increase and turned it in to a $2,137 savings PEPY. With this six-figure savings the company was able to turn around and invest in expanding the benefit offering with additional employer paid benefits. Bringing the employees of Pittsburgh Pipe the richest benefit offering the company has ever had and making them one of the most competitive employers in the market.
Customers served!
$
10000
Savings Increase PEPY
Case Study: Salcomp Manufacturing
Background: Salcomp, a rapidly growing manufacturing facility in Dallas TX that has just shy of 300 employees was struggling to get guidance and seeing limited options from their current broker. Their attempt at offering a high-quality benefit plan came with a high-cost price tag. Frustrated with their brokers lack of creative solutioning they reached out to Benesmart.
Results: Through tailored benefit solutions and a level-funded health plan we were able to save Salcomp close to $215,486 annually in just the first year. With a 5-year strategy in place we look to capitalize on more savings over the years to come. Our latest analysis shows that this group has the potential to lower their PEPY spend by $4,387. Leaving over half a million in savings on the table for this client which we plan to extract for them.
Customers served!
$
10000
Saved annually in just the first year.
Get a proposal in three simple steps:
1.
Executive Briefing (30 Mins)
2.
purchasing Strategy overview (1 hr)
- 10 Year Pro Forma
- Complimentary Health Risk Scorecard
- Our solutions unpacked, the secret sauce to savings
3.
Proposal Review (30 Mins)
- SWOT Analysis
- Scope of services provided
- Timeline of services illustrated
- Scenario's illustrating strategic direction
Our transparency Guarantee
Know Where Your Money Goes: 100% Health Plan Cost Transparency
ADMINISTRATION
CLAIMS SPENDING
PHARMACY COSTS
INSURANCE COSTS
Our Transparency Guarantee
Know Where Your Money Goes: 100% Health Plan Cost Transparency
ADMINISTRATION
CLAIMS SPENDING
PHARMACY COSTS
INSURANCE COSTS
GET IN TOUCH
Email: rich@benesmartservices.com
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