PBM rebates explained for employers: the 3 places rebate dollars disappear, why a bigger check can mean a worse contract, and what to measure instead.
Rebates vs. Real Savings: Why Your Pharmacy Discount May Not Be a Discount At All
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pharmacy cost containment
The 5 Hidden Revenue Streams Your Broker Doesn’t Put on an Invoice
Broker contingent commissions bonuses, persistency credits, stop-loss and PBM pay: 5 revenue streams that never hit your invoice, and how to surface them.
How Milwaukee Manufacturers Can Reduce Employee Health Care Costs Without Cutting Benefits
For manufacturing and industrial employers in Milwaukee, employee health care is more than a benefits expense. It is a major operating cost that affects margins, workforce competitiveness, recruitment, retention, and long-term financial planning. Yet many companies...
St. Louis Employer Health Benefit Costs Consulting
Reducing Employee Health Benefit Costs Strategically At BeneSmart, we work directly with CFOs, HR leaders, and mid-sized industrial business owners across St. Louis who are under increasing pressure from rising healthcare benefit costs. For many employers, health...