level funded vs fully insured vs captive

Bad Renewal Mid-Year? Why the Next Step From Fully Insured Is Level Funding, Not Self-Funding

Oct 6, 2026 | Alternative Funding, Blog, Self-Funding

A bad renewal raises the question: switch to self-funded mid year? For fully insured groups, level funding comes first. 4 questions set your next step.

Level-Funded vs. Fully Insured vs. Captives: Which Funding Model Actually Fits a 50 to 1,000 Life Employer

Sep 8, 2026 | Alternative Funding, Blog, Self-Funding

Level funded vs fully insured vs captive, compared across 6 dimensions, plus the 4 readiness tests and the exit question to ask before you sign anything.

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Bad Renewal Mid-Year? Why the Next Step From Fully Insured Is Level Funding, Not Self-Funding

Level-Funded vs. Fully Insured vs. Captives: Which Funding Model Actually Fits a 50 to 1,000 Life Employer

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