Find Your Fit
Passive plans cost more.
Our Blueprint changes that.
Your health plan isn’t just an insurance policy.
It’s a supply chain.
Before your next renewal, find out whether that supply chain is stabilizing your costs… or quietly inflating them.
In one call, you’ll see how employers like you have:
• Eliminated renewal uncertainty
• Identified controllable cost drivers
• Exposed margin hiding in plain sight
• Replaced annual renewal reactions with a 3–5 year strategy
If you don’t understand where the margin lives, you don’t control the outcome.
30 Minutes, Direct
You talk with Rich — not a sales team. One call, straight answers.
No Pitch. A Diagnosis.
We evaluate how your plan is built and where the margin hides. If we’re not a fit, we’ll say so.
Bring Your Renewal
Have your latest renewal or invoice handy — it makes the evaluation concrete.
What we offer is not a quote comparison.
It’s a way to determine whether your model reflects your strategy, or the market’s.
What You’ll Actually Get:
- A structured evaluation of how your current plan is built
- An objective assessment of which structure fits your financial profile
- A clear breakdown of which vendor incentives drive total plan spend
You’ll leave with:
- Insight into where your plan is currently exposed
- A clear understanding of the future risks your structure may create
- Defined levers you can pull now to regain control
- A next step aligned with your financial goals
Your structure determines your outcome.
If negotiating renewals isn’t enough anymore, it’s time to examine the design.
Find Your Fit.
The Find Your Fit Call Is for You If:
- You offer group health coverage to 25–1000 employees
- You are experiencing repeat renewal increases
- You are open to evaluating alternative or self-funded strategies
- You want visibility into how vendor incentives impact your spend
- You are willing to make structural decisions and not just negotiate rates
The Find Your Fit Call Is Not for You If:
- You are comfortable absorbing annual premium increases
- You have fewer than 25 employees
- You want a quick fix instead of structural change
- You aren’t open to examining how your current plan is built
Stop negotiating renewals.
Start fixing structure.
Most employers treat renewal like a rate negotiation.
But renewal increases aren’t random.
They’re the predictable result of how the plan is built.
If the structure doesn’t change, the outcome won’t either.
Our Alternative Funding Blueprint™ and Self-Funded Blueprint™ were built to redesign the structure, not just renegotiate it.
Prefer to talk first? Call 314-798-7563.
While we were initially hesitant to leave our long-time broker, BeneSmart’s expertise, dedication, and personalized attention quickly proved our decision right — significant cost savings and better benefits.
See the Blueprint In Action
Not ready to book yet?
See how structure, not negotiation, determines cost.