Free 60-second analysis
Stop Overpaying for Health Insurance
Most mid-sized employers never see what is really driving their premiums. Tell us a little about your plan and we will show you where it is leaking money — and how to fix it.
- ✓ Uncover hidden overspend in premiums, pharmacy and renewals
- ✓ See how you stack up against self-funded and level-funded options
- ✓ Walk away with a clear action plan — no cost, no obligation
Independent benefits consultants. We work for you — not the insurance carriers.
Claim Your FREE Analysis
60 seconds now could change what you pay at your next renewal.
No spam. A consultant will follow up within one business day.
Why Employers Talk to BeneSmart
We help mid-sized industrial businesses reduce risk and expenses — while delivering the benefits their employees deserve.
Independent & On Your Side
No carrier quotas. No hidden incentives. Every recommendation is measured against one thing: what it saves you.
Cost Containment, Not Guesswork
Your analysis uses the same lens as our Benefit Cost Containment Blueprint — plan structure, care access, pharmacy strategy and more.
Real Alternatives
Self-funded health plans, level-funded strategies, ancillary protection and plan support — options most brokers never put on the table.
Get in Touch
BeneSmart
12395 Olive Blvd Ste 200,
Creve Coeur, MO 63141, USA
Phone (call or text): 314-798-7563
Hours: Mon–Fri, 9am to 5pm
Email us:
Strategy: rich@benesmartservices.com
Clients: clients@benesmartservices.com
Quotes: quotes@benesmartservices.com
Everything else: ginny@benesmartservices.com
Frustrated with the rising cost of health insurance?
Not sure your current plan — or the people selling it — have your best interests in mind? Let’s find out together. No pressure, just clarity.
Prefer to talk it through? Call or text 314-798-7563