When a company's health insurance renewal arrives with a significant increase, the easiest response is often to accept the new rate, increase employee contributions, or ask the insurance broker to find a cheaper plan. For CFOs, CEOs, HR leaders, business owners, and...
For many companies, employee health insurance is one of the largest recurring employee-related expenses. But how much should a business actually spend on health insurance? There is no single dollar amount that works for every employer. The cost of employee health...
Changing a corporate health insurance broker is a significant decision. For a CFO, CEO, business owner, HR leader, or benefits manager, the question should not simply be whether another broker can offer a different insurance carrier or a lower renewal rate. The more...
Your renewal is an opening offer, not a verdict. The 9 questions to ask your broker 90 days out, and what an evasive answer on each one is telling you.
What Is Your Company Really Paying for Healthcare? A Practical Guide to Finding the Hidden Costs in Your Health Plan For employers, controlling employee healthcare costs has become a business priority, not simply an HR issue. In 2026, 93% of Wisconsin employers with...
A self-funded plan feasibility study covers claims data, stop-loss modeling, and breakeven math. Here’s how to run it and what the results actually mean.
Pharmacy is the easiest line item to fix in a self-funded plan. How spread pricing, rebate traps, and independent PBMs really work in 2026 — and the test to run.
Learn how to evaluate a stop loss insurance broker, compare carriers, and negotiate contract terms to protect your self-funded plan from costly surprises.
How to Choose the Best Employee Benefits Strategy Consultant for Your Mid-Sized Company Most mid-sized companies select a benefits consultant the same way they pick a vendor at a trade show: whoever made the most confident pitch. That tendency is understandable....
Tampa Business Leaders Are Looking Beyond Annual Renewals For many Tampa employers, healthcare costs have become one of the most unpredictable expenses on the balance sheet. Every year, executive teams face the same challenge: rising premiums, increasing prescription...