The Self-Funded Employer’s Field Guide to Lowering Claims

Feb 17, 2025 | How-To Guides, Purchasing Playbooks, Self-Funding

Think You’re in Control of Your Health Plan? Think Again.

Many “self-funded” employers are still stuck in carrier-controlled models—paying inflated claims with no real visibility. This guide shows you how to fix that.

Being self-funded should mean control, leverage, and the ability to steer your plan. But if you’re still with a big-name ASO like Meritain or UMR, you’re likely overpaying for claims and stuck playing by their rules.

This guide reveals the strategies that real self-funded employers are using to break free from carrier-influenced models and start operating like true plan sponsors.

Inside, you’ll get 20 proven tactics—from vendor swaps to plan design upgrades—that can help you lower claims, improve outcomes, and build a future-proof benefits strategy.

Inside the Guide:

✅ How to spot if you’re actually self-funded—or just think you are✅ The top 5 vendors that drive hidden costs in your plan✅ 20 battle-tested cost containment strategies (with tips & pro insights)✅ How to combine RBP, DPC, and specialty sourcing for maximum savings✅ What top-performing employers are doing right now to stay ahead

Built for Employers Who:

  • Are self-funded but feel stuck or misled

  • Want to cut claims without harming benefits

  • Are looking for smart, proven strategies—not buzzwords

  

Download the Guide & Start Operating Like a Pro

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No sales pitch. Just practical strategies trusted by employers who’ve taken control and cut costs—without cutting corners.

Not ready to talk? Start with the checklist.

The Mid-Year Health Plan Review Checklist shows you exactly what to inspect in your plan before renewal season — the same first pass we run for clients.

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